Explore Your Medicare Plan Options
Speak with a licensed agent about Medicare options in Your State. Enter your ZIP to get started.
Licensed agents available to discuss health coverage options for your household.
Understanding Your Medicare Options
Medicare is the federal health insurance program for people 65 and older, as well as certain younger people with qualifying disabilities. Original Medicare has two parts: Part A, which helps cover hospital and inpatient care, and Part B, which helps cover doctor visits, outpatient care, and preventive services. Understanding how these parts work together is a helpful first step toward choosing coverage that fits your needs and budget.
Many people add to Original Medicare with additional coverage. A Medicare Advantage plan (Part C) bundles Part A and Part B — and often prescription drug coverage — into a single plan offered by a private insurer. A Medicare Supplement (Medigap) policy can help with some of the out-of-pocket costs Original Medicare leaves behind, and a stand-alone Part D plan adds prescription drug coverage. Each option has different costs, provider networks, and rules, and availability varies by location.
A licensed agent can help you compare the options that may be available in your area based on your situation. There is no cost to speak with an agent, and no obligation to enroll in any plan. You can also review all of your options at Medicare.gov or by calling 1-800-MEDICARE (TTY 1-877-486-2048).
Medicare Coverage Options Worth Exploring
Medicare works differently for everyone. Here are the main types of Medicare coverage — a licensed agent can help you understand which may be right for your situation.
Original Medicare (Parts A & B)
The federal foundation of Medicare coverage. Part A helps with hospital and inpatient care; Part B helps with doctor visits, outpatient care, and preventive services. Most people become eligible at age 65.
Medicare Advantage (Part C)
An all-in-one alternative to Original Medicare offered by private insurers. Plans bundle Part A and Part B and often include prescription drug coverage and extra benefits. Plans, provider networks, and costs vary by area.
Medicare Supplement (Medigap)
Works alongside Original Medicare to help with some out-of-pocket costs, such as certain copayments, coinsurance, and deductibles. Sold by private insurers; benefits are standardized and premiums vary.
Medicare Part D (Prescription Drug Plans)
Stand-alone prescription drug coverage that can be added to Original Medicare. Each plan has its own list of covered drugs (formulary) and costs. Availability and pricing vary by plan and location.
Personalized Guidance from Licensed Agents
Share your ZIP code and a few details, and a licensed agent can walk you through the Medicare options that may fit your needs and budget. There is no cost to speak with an agent and no obligation to enroll.
We do not offer every plan available in your area. Plan availability depends on your location and the applicable enrollment period. This site is privately operated and is not affiliated with or endorsed by the federal Medicare program, the Centers for Medicare & Medicaid Services (CMS), or any government agency.
Three Steps to Coverage
Getting started takes less than two minutes.
Share Your ZIP Code
Enter your 5-digit ZIP so we can show options available where you live.
Tell Us About Yourself
A few quick questions about your household, budget, and preferences.
Get a Call from an Agent
A licensed agent reaches out to walk you through your options. There is no obligation to enroll.
Common Questions
Quick answers about how this works and what to expect.
A licensed agent will reach out by phone to discuss the Medicare options that may be available in your area based on your situation. There is no obligation to enroll in any plan.
No. Speaking with a licensed agent is at no cost to you, and you are never required to enroll in a plan.
Depending on your needs and what is available in your area, a licensed agent may review Medicare Advantage (Part C) plans, Medicare Supplement (Medigap) policies, and stand-alone Part D prescription drug plans. We do not offer every plan available in your area.
Medicare has specific enrollment periods. Most people first become eligible during their Initial Enrollment Period around their 65th birthday. There is also an Annual Enrollment Period each fall (October 15–December 7), and you may qualify for a Special Enrollment Period after certain life events. A licensed agent can help you understand which periods may apply to you.
To enroll in a Medicare Advantage plan, you generally need to be enrolled in both Part A and Part B. A licensed agent can help you confirm your enrollment and understand the next steps.
We do not offer every plan available in your area. Currently we represent 10 organizations which offer 40 products in your area. Please contact Medicare.gov, 1-800-MEDICARE (TTY 1-877-486-2048), or your local State Health Insurance Program (SHIP) to get information on all of your options.
healthcarego.com is a non-government resource and is not affiliated with or endorsed by the Centers for Medicare & Medicaid Services (CMS), the Medicare program, or any government agency. Enrollment in a plan may be limited to specific enrollment periods.
This website is privately owned and has no affiliation with, endorsement from, or operational connection to any federal or state government body, the federal Health Insurance Marketplace, or the Centers for Medicare & Medicaid Services (CMS).
Ready to Explore Your Options?
Enter your ZIP code and a licensed agent will reach out. No consultation fee, no obligation to enroll.
Take the first step toward the right health coverage for your family.